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NewsThe start-up offset is still a proposal. Where does it belong in the forecast?
The ATO’s treatment of proposed loss refundability gives advisers working with founders a new assumption to examine in business cash flow and capital planning.
NewsThe up to $1,000 deduction changes the question
The new standard deduction brings work-related expenses, salary packaging and existing deductions into the same client discussion.
MarketsThe principal asset test will look back
The ATO's foreign resident CGT changes tie the principal asset test to a defined period, with related changes to property definitions and vendor notifications.
- Practice
Form 701 puts general insurance intermediaries on APRA's data map
Compliance explainer: APRA identifies the collection and its counterparties, but the practical test for a particular intermediary sits in the reporting requirements and Form 701 instructions.
PracticeOne ASIC portal, two clocks
ASIC's guidance for AFS licensees places corporate, contact and CPD administration changes together inside the Regulatory Portal, where the control question begins.
PracticeThe reporting client moves while the collection stays steady
APRA's brought-forward transition from D2A to APRA Connect matters first to affected entities, and only conditionally to advice practices connected to them.
PracticeThe notification clock starts with the AFS licence detail change
ASIC’s Regulatory Portal guidance covers AFS licence details and the CPD year, while the practice question is how those timing rules connect to internal change processes.
NewsASIC's digital asset relief now has a licence test
For licensees and practices that may be involved in providing digital asset-related financial products or services, the ASIC notice leaves a scope question to resolve.
NewsASIC's growth mandate carries an impact question, with consumer and market integrity protections intact
ASIC's opening statement to the Parliamentary Joint Committee on Corporations and Financial Services explains what the Government's new Statement of Expectations asks the regulator to consider.
EditorialBridging the expectations gap in retirement advice
Most clients arrive at retirement planning with a number in their head and a lifestyle in their imagination. The two rarely match. Bridging that gap – early, honestly and repeatedly – is becoming the defining skill in retirement advice.
EditorialThe diversification illusion: why “balanced” portfolios may be more exposed than they appear
Portfolios that look diversified are often driven by a few forces, mainly US mega-cap tech. Passive indexing amplifies this at high valuations. True diversification means owning differently, not more.
EditorialThe New Age of Advice