Who gets the fuller loan picture?

On 10 November 2026, the Government announced that Australia’s largest non-bank lenders had begun sharing consumer data through the Consumer Data Right (CDR), covering home, car and personal loans. The announcement says consumers have the option to access and share their data securely. If a client has a loan with one of those lenders, does the expanded data appear automatically in the advice practice’s view of their finances?

For an advice discussion, the new information can bring loan costs into a broader household picture alongside banking data already available through the CDR.

A broader view of household costs

The Government says consumers can combine non-bank loan data with banking data to see a more complete picture of their finances. It says the information can help consumers better understand their costs and shop around for a better deal. For advisers, that creates the potential to discuss home, car or personal loan costs as part of a client’s wider financial position.

The rollout is staged

The expansion does not begin for every lender at once. The Government says smaller lenders will commence consumer data sharing through the CDR in May 2027.¹