Benefits of a blended retirement portfolio

 

Discover the benefits of a blended retirement portfolio with insights from our latest Mercer report. Learn how integrating CPI-linked lifetime annuities can increase expected returns, provide stability, and protect against market volatility. Our research highlights the role of partial annuitisation in improving investment outcomes and offering longevity protection. Enhance your retirement planning by understanding these key principles.

Principles of Retirement Annuitisation - Mercer research paper

Busting the myths

 

Our video series addresses common myths and misconceptions about lifetime annuities.

 

If your clients' circumstances change, they could be able to withdraw all or part of their capital with Challenger’s lifetime annuity.

Challenger lifetime annuities offer a guaranteed death benefit to help safeguard your legacy.

 

Challenger's Liquid Lifetime (Market-linked payments) option can help improve your retirement income outcomes by combining the benefits of income for life with the potential for growth.

 

Portfolio construction resources

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Adviser tools and resources

Register for Challenger’s adviser portal, AdviserOnline to access a range of adviser and client facing materials such as case studies, white label materials, webinars, brochures, guides and more.
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Retirement Illustrator

Help your clients understand the benefits of a lifetime annuity by modelling the impacts of including a lifetime annuity as part of a retirement income plan, using our retirement illustrator tool.
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Award-winning technical help

Challenger offers advisers access to our award-winning Technical Services Team – ChallengerTech, a live technical help centre to assist with technical questions.
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Adviser view

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Role annuities play in strategies for high-net worth clients

Michelle Galvin, Director at Acorn Wealth discusses how clients are using annuities to bridge the income gap.
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Building resilient retirement portfolios

Catherine Jenkins, Financial Planning Manager at Hayes Girling Financial, explains why annuities are coming back in favour as part of a resilient retirement portfolio.
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Do more for your clients’ retirement. We’ll show you how.

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Contact us to model a comprehensive retirement portfolio

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Why consider a lifetime annuity in a retirement portfolio?

 

Lifetime annuities can offer:
  • Attractive level of guaranteed regular income for life, which can be fixed or linked to changes in CPI, the RBA cash rate or investment markets
  • No product fees
  • Flexible advice fee payment options
  • Estate planning certainty via a guaranteed death benefit during the withdrawal period
  • Flexibility to cancel the investment during a withdrawal period
  • Age Pension boost (if eligible)

 

And when used in conjunction with an account-based pension versus 100% of assets allocated to an account-based pension only, it can:

Increase income

Preserve more assets

Increase confidence levels in retirement 

Useful links

Lifetime Annuity (Liquid Lifetime) Product Disclosure Statement (PDS)
Lifetime Annuity (Liquid Lifetime) Target Market Determination (TMD)

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